HELOCs & Home Equity Loans

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Make Your Home Your Own

Your home’s built-up equity offers a smart and affordable way to finance all your big plans. Open a home equity line of credit for ongoing access to cash. Or, get a lump sum with a fixed-rate home equity loan.

Home Equity Options at a Glance

Home Equity Lines of Credit (HELOC)


Use and reuse your line of credit for the ultimate flexibility. Learn More

Home Equity Loans


Get a fixed rate and term for steady loan repayments. Learn More

Benefits of Using Your Home Equity

Home equity is how much of your home you actually own. It's basically your home's current value, minus the amount left on your mortgage.

Tap into your home equity to cover a variety of needs, including home improvement projects, debt consolidation, education expenses and more. Benefit from:

  • Online applications - Get started by filling out our easy online application.
  • Custom rate quotes - Explore options and compare loans and lines to find the best fit for you.
  • Competitive rates - Compare our home equity rates to other lending options and discover the savings.


Homeownership Resources

Your home is likely your biggest investment and most important asset. Make the most of it with a range of support and options from UW Credit Union.

  • Refinance - Make sure you have the best rate and term for your mortgage by refinancing.
  • Calculators - Crunch the numbers for loan repayment, debt consolidation and more.
  • Seminars - Choose from a variety of free financial workshops to learn more about real estate and investing.

We Can Help

Have questions or need help? Our team is here for you.

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Enjoy the Benefits of Membership

When you open an account, you become a member of UW Credit Union. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help.

Learn More