First-Time Homebuyers First-Time Homebuyers

Getting Started

Before you jump headfirst into the homebuying process, it's worth considering your unique financial situation and how it'll impact the hunt for your perfect home. 

• Explore the process: Know where you're going and how to get there.
  >> Understanding the Mortgage Process
• Know your credit score: In addition to knowing your credit score, it's important to understand its impact and how you can improve it.
  >> Why Credit Score Matters 
• Discover how much home you can afford: Knowing how much you can afford will shape the entire homebuying process.
  >> How Much Can You Afford?

Preparing to Apply

In today's current (and very competitive) market, being well-prepared can give you a serious advantage in finding your home. Use these tips to make your homebuying experience as smooth and rewarding as possible. 

• Explore loan options: Connect with a friendly mortgage loan officer who can help you figure out which home loan product is best for you. 
  >> Compare Loans
• Connect with a real estate agent: Check out our list of questions you should ask when looking for an agent.
  >> Finding a Real Estate Agent
• Start with a preapproval: Having a preapproval in hand gets you closer to making an offer and securing your dream home.
  >> Get Preapproved
• Find the right home: Being prepared and knowing what you want and need in a home is essential.
  >> Shopping for the Right Home

Prepare for Closing

You've found your home, put in an offer, and the seller accepted it! Now what?

• Get ready for the inspection: Prepare for inspection and review must-ask questions with our Inspection Checklist.
  >> Home Inspection FAQs
• Closing the deal: Before you get the keys and move in, you'll go through the closing process.
  >> Understanding the Closing Process>> Closing Fees & Costs Explained