First-Time Homebuyers
Getting Started
Before you jump headfirst into the homebuying process, it's worth considering your unique financial situation and how it'll impact the hunt for your perfect home.
- Explore the process: Know where you're going and how to get there.
>> Understanding the Mortgage Process - Know your credit score: In addition to knowing your credit score, it's important to understand its impact and how you can improve it.
>> Why Credit Score Matters - Discover how much home you can afford: Knowing how much you can afford will shape the entire homebuying process.
>> How Much Can You Afford?
Preparing to Apply
In today's current (and very competitive) market, being well-prepared can give you a serious advantage in finding your home. Use these tips to make your homebuying experience as smooth and rewarding as possible.
- Explore loan options: Connect with a friendly mortgage loan officer who can help you figure out which home loan product is best for you.
>> Compare Loans - Connect with a real estate agent: Check out our list of questions you should ask when looking for an agent.
>> Finding a Real Estate Agent - Start with a preapproval: Having a preapproval in hand gets you closer to making an offer and securing your dream home.
>> Get Preapproved - Find the right home: Being prepared and knowing what you want and need in a home is essential.
>> Shopping for the Right Home
Prepare for Closing
You've found your home, put in an offer, and the seller accepted it! Now what?
- Get ready for the inspection: Prepare for inspection and review must-ask questions with our Inspection Checklist.
>> Home Inspection FAQs - Closing the deal: Before you get the keys and move in, you'll go through the closing process.
>> Understanding the Closing Process>> Closing Fees & Costs Explained

Explore our Homebuying Guide
Learn MoreConnect With a Loan Officer
Meet Our TeamSee All Home Loan Options
View ProductsGet Closing Cost Discounts
See Offers
Ready to get started?
Have questions or need more help?