Home Loan Offers | Mortgages in WI

First-Time Homebuyer

Maximize your closing cost savings by combining both of these great offers:

First-Time Homebuyer Discount: Up to $1,000 off closing costs

Buying your first home is a big deal. Let us help you make it more affordable and less stressful by cutting up to $1,000 off your closing costs!¹ Learn More

Premium Checking Discount: Up to $250 off closing costs

Enroll in our Premium Rewards Checking² and get up to $250 off your closing costs! Learn More

All Buyers

Not a first-time homebuyer? Don't worry—as an experienced homebuyer, you can still save a bunch of money by combining these two great offers:

Closing Cost Discount: Up to $500 off closing costs

Experienced homebuyers can get up to $500 off closing costs.³

Premium Checking Discount: Up to $250 off closing costs

Enroll in our Premium Rewards Checking² and get up to $250 off your closing costs! Learn More

¹UW Credit Union closing cost credit is variable and may be up to $1,000. Credit will be calculated on actual cost, excluding owner’s title and transfer tax fees, and will be reflected on the Closing Disclosure (CD). Offer valid for purchase transactions only; refinances do not qualify. Offer valid for first-time buyers only. An individual is to be considered a first-time home buyer who (1) is purchasing a property; (2) will reside in the property as a principal residence; and (3) has had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the property. The discount will be applied at closing as a lender credit and reflected on the CD. This offer excludes VA, FHA, WHEDA, lot, construction, investment property and Rapid Refinance loans. Offer valid for first mortgages only. Offer is subject to credit approval and underwriting and is subject to change without notice. Mortgage insurance is required for transactions over 80% LTV. This offer requires an established UW Credit Union checking account. Offer may be combined with $250 closing cost credit for Premium Checking for a maximum credit of $1,250, but may not be combined with any other offers. No other discounts apply. Actual closing cost credit may be limited as the combined total of seller credits and lender credits cannot exceed the actual amount of closing costs, prepaid interest, and escrow reserves; please review the allowable credits for your specific transaction with your loan officer. Contact us for details.

²Membership requirements apply. Member must have a UW Credit Union Premium checking account opened at least 20 days prior to closing date to receive up to a $250 closing credit, which will appear as a credit on the final Closing Disclosure. Credit will be calculated on actual cost, excluding owner’s title and transfer tax fees, and will be reflected on the Closing Disclosure (CD). Offer subject to change and without notice. Offer may be combined with First-Time Homebuyer Discount for a maximum credit of $1,250, or it may be combined with $500 Closing Cost Credit for a maximum credit of $750, but may not be combined with any other offers. Offer is not available for the following loan types: lot, construction, WHEDA, FHA, VA, and Rapid Refinance. Contact us for details.

³Membership requirements apply. Offer valid on home purchase and refinance loan closings occurring between April 27, 2022, and December 31, 2022. Credit will be calculated on actual cost, excluding owner’s title and transfer tax fees, and will be reflected on the Closing Disclosure (CD). The credit will be applied at closing as a lender credit and reflected on the CD. Offer valid for both purchase and refinance transactions. Offer excludes VA, FHA, WHEDA, lot, construction, and Rapid Refinance loans. Offer is subject to credit approval and underwriting and is subject to change without notice. Mortgage insurance is required for transactions over 80% LTV. This offer requires an established UW Credit Union checking account. Offer may be combined with $250 Closing Cost Credit offer for Premium Checking accountholders for a maximum credit of $750, but may not be combined with any other offers. Actual closing cost credit may be limited as the combined total of seller credits and lender credits cannot exceed the actual amount of closing costs, prepaid interest, and escrow reserves; please review the allowable credits for your specific transaction with your loan officer. Contact us for details.

Home Loan Offers Home Loan Offers

First-Time Homebuyer

First-Time Homebuyer Discount: Up to $1,000 off closing costs

Premium Checking Discount: Up to $250 off closing costs

For First-Time Homebuyers

All Buyers

Closing Cost Discount: Up to $500 off closing costs

Premium Checking Discount: Up to $250 off closing costs

For All Homebuyers

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