Home Loan Refinancing

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Refinance to Refresh Your Life

Build equity faster and pay off your home sooner by refinancing your mortgage. Plus, take cash out for debt consolidation, home improvements and more.

Find Your Best Refi Option

Traditional Refinance

Classic refinancing for loans up to $510,400. Learn More 


Rapid Refinance

Pay off your mortgage in 12 years - closing costs just $149. Learn More 


Jumbo Refinance

Refinancing for loan balances over $510,400. Learn More 


Refinance with Confidence

At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free.

  • Local team - We streamline the process and are here when you need us.
  • Online applications - Submitting your refinance application online is a snap!
  • Easy rate quotes - Explore options for your unique situation.
  • In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.

Get Ahead by Refinancing

Refinancing basically involves replacing your current mortgage with a new one that’s a better fit. Benefits include:

  • Paying off your home sooner by reducing your mortgage term.
  • Building equity faster with a shorter mortgage term and different monthly payments.
  • Taking cash out of your home equity to pay for large, ongoing or unexpected expenses.
  • Lowering your monthly payments by changing your mortgage rate and term.

Homeownership Resources

Your home is likely your biggest investment and most important asset. Make the most of it with a range of support and options from UW Credit Union.

  • Calculators - Crunch the numbers for your refinance, debt payoff and more.
  • Home Equity - Tap into the built-up equity in your home with a home equity loan or line of credit.
  • Seminars - Choose from a variety of free financial workshops to learn more about real estate and investing.

We Can Help

Have questions or need help? Our team is here for you.

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Enjoy the Benefits of Membership

When you open an account and refinance your mortgage, you become a member of UW Credit Union. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help.

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