VA Loans

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Financing for veterans that requires no down payment or mortgage insurance.

  • 0% down payment available for new home purchases.
  • No Private Mortgage Insurance (PMI) required.
  • Choose a term of 15 or 30 years.
  • Fixed rate for steady monthly payments.
  • VA loans are available to veterans, active duty personnel, reservists and National Guard members, and some surviving spouses.

Different terms offer different benefits:

  • A longer term has higher rates but lower monthly payments.
  • A shorter term has higher monthly payments, but your rate is lower and you pay less interest over time.

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Use this helpful calculator to estimate what your monthly payment could be based on the purchase price and your down payment.>> Monthly Payment Calculator

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Get preapproved for your home loan fast and easily at UWCU.

Complete your FREE preapproval in under 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. >> Get Preapproved

Easy Home Loan Process

Explore the homebuying process at UW Credit Union.

Know what to expect from our streamlined application process and friendly service from experienced mortgage experts.

>> Learn More About Our Process

Get Started Today

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Appointments are available via phone or in person with our mortgage loan officers.>> Schedule Here

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Our knowledgeable and experienced team of mortgage loan officers are looking forward to working with you. 
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