Personal Loans & Lines of Credit

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Whether you want to consolidate debt, finance a purchase or pay for an unexpected expense, our personal loans and lines give you the flexibility that allows you to borrow what you need, when you need it.

Get the Money You Need

Personal Loans

Affordable lending for all your needs. Learn More


Reserve Lines of Credit

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Paycheck Advance

Emergency cash with no application. Learn More


Budget Help Starts Here

Use a personal loan or reserve line of credit from UW Credit Union to fund your big plans, cover an emergency and more.

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We Can Help

Have questions or need help? Our team is ready to help guide you in finding the right account. 

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Application Process

Applying for a personal loan or reserve line of credit is easy and takes just a few minutes. 

  1. Specify how much money you want to borrow. 
  2. Answer a few quick questions about yourself.
  3. Get an answer, usually within one business day.

That's it! Upon approval, personal loan funds are automatically transferred into your account. Reserve lines of credit are available for use usually within one business day.

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There is no application process for Paycheck Advance. if you qualify for this product, it will automatically be available to you in Web Branch under the Products & Offers tab.


Loan Payment Protection

If your family would struggle with making monthly payments in the event of a death or disability, consider adding Payment Protection. Contact us to help you decide what’s right for your situation.


Enjoy the Benefits of Membership

When you open an account, you become a member of UW Credit Union. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help.

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