Auto Loan Refinance

Special Offer

Refinance your auto loan by December 31 and get 90 days of no payments or interest!**

Get Started

​Members save an average of $1,800 by refinancing with us.​3

When you refinance, you replace your existing auto loan with a new one that works better for you, often with a lower rate and different term.

Reasons to refinance may include:

  • Lowering your rate to save on interest.
  • Lowering your monthly payment with a new rate and/or term.
  • Changing your term to pay off your loan sooner.

Are you refinancing a new or used vehicle?

Rates and terms vary depending on the model year of your car, truck or motorcycle.

  • New vehicles include model years for next year, this year and last year.
  • Used vehicles are classified as models older than last year.

New Vehicle1

Rates as Low as
4.22
%
APR * 48 mo.

Used Vehicle2

Rates as Low as
4.27
%
APR * 36 mo.

Find Your Rate & Apply - It's Easy!

1


Find Your Rate

Click Get Started to get your rate. Don't worry—this won't affect your credit score.

2


Pick Your Loan

Review your options and select the loan that's right for you.

3


Apply

Submit your application and get approved within 1 business day!

Have questions or need more help?

Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our auto loan experts.>> Schedule Here

Easy Online Payments

Discover all the ways you can easily pay your UWCU auto loan. Choose the method that's best for you.

Pay my loan >

 

Get a Loan Rate Discount

Enjoy a 0.25% rate discount on your auto loan with Value or Premium Checking. It's easy to switch!

Value or Premium Rewards >