Auto Loan Refinance

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Take a 90-day vacation from car payments

Lower your payments or pay off your auto loan sooner by refinancing it with us. Plus, we'll give you 90 days of no payments or interest after closing**!



​Members save an average of $2,883 by refinancing with us.​3

When you refinance, you replace your existing auto loan with a new one that works better for you, often with a lower rate and different term.

Reasons to refinance may include:

  • Lowering your rate to save on interest.
  • Lowering your monthly payment with a new rate and/or term.
  • Changing your term to pay off your loan sooner.

Are you refinancing a new or used vehicle?

Rates and terms vary depending on the model year of your car, truck or motorcycle.

  • New vehicles include model years for next year, this year and last year.
  • Used vehicles are classified as models older than last year.

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Happy family driving after refinancing their auto loan at UW Credit Union.

New Vehicle1

Rates as Low as
APR * 48 mo.

Used Vehicle2

Rates as Low as
APR * 36 mo.

Easy Online Payments

Discover all the ways you can easily pay your UWCU auto loan. Choose the method that's best for you.

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Get a Loan Rate Discount

Enjoy a 0.25% rate discount on your auto loan with Value or Premium Checking. It's easy to switch!

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