Auto LoansApply Now
Buy your next new or used car, truck or motorcycle with a low-rate auto loan.
- Fixed rate for steady monthly payments.
- Choose a term of 48, 60, 72 or 84 months for new vehicle loans.
- Choose a term of 36, 48, 60 or 72 months for used vehicle loans.
- Get a 0.25% rate discount with a Value or Premium Rewards checking account.
- Protect your purchase with optional Payment Protection, Guaranteed Asset Protection and Mechanical Repair Coverage.
- Loans also available for RVs, boats and powersports.
Easy financing the way you want:
- Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop. Visit our Auto Dealer Center to browse dealerships' inventories.
- You can also get financing when you buy from a private seller, a lease buyout or online through Carvana. Check out this handy guide to make the buying process even easier.
Is your purchase new or used?
Rates and terms vary depending on the model year of your vehicle.
- New vehicles include model years for the future year (when applicable), the current year and last year.
- Used vehicles are classified as models older than last year.
Have Questions or Need Help?
Already Have an Auto Loan? Consider Refinancing
Refinancing your car could help you lower your interest rate, reduce your payments, and pay off your loan sooner.
Try Our Calculators
- Auto Loan Payment Calculator
- Auto Loan versus Home Equity
- Vehicle Rebate versus Low-Interest Financing
Enjoy Added Protection
Our optional extras provide affordable peace of mind.
Get a Rate Discount
Receive a 0.25% interest rate discount when you have a Value or Premium Rewards checking account. It's easy to open or upgrade your account to get this great bonus.