Personal Accounts

Open Account Father and Daughter look at UW Credit Union App

Whether you’re looking for checking with major rewards, online banking with just the essentials or a benefits-packed student account, we’ve got you covered.  

Rewards Checking

Want full service checking with great rewards?

Do more with Premium, Value or Access Rewards Checking.


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Clear Account

Need an account with superior simplicity? 

Enjoy easy, modern online banking with a Clear Account. 


  • No overdrafts
  • No paper checks
  • No monthly fees with qualifying services
  • No minimum balance
  • Free budgeting tools

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Compare Accounts

If you've experienced financial hardship and don't qualify for any of the above accounts, check out our Encore Account


Show your school spirit with our exclusive mascot cards!

Every UW Credit Union checking account—from Clear to Rewards accounts—are available for college students with no extra fees, no added requirements and a free mascot debit card!

Debit cards available exclusively at UW Credit Union - including UW mascot cards and Forward Madison.

Ask About the Campus Package

Bundle your student checking account into a Campus Package to ditch fees and cover all your banking needs with by adding your choice of: 

  • A Visa credit card 
  • A reserve line of credit 
  • Private student loans 

To take advantage, just select "Campus Package" when you open your account online or ask your teller for more information.

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Need an account for your high schooler?

Our Launch Account is built specifically for teens (age 14-17): everything they need in a simple checking account with no overdrafting, minimum balance or monthly fees.

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Here for Every You, Everywhere


When you join UW Credit Union, you’re joining a member-owned, not-for-profit institution dedicated to serving its 300,000+ members and their communities.

Once you become a member, you’re a member for life—no matter where it takes you. And with 24/7 online banking via Web Branch, our best-in-class mobile app and nearly 1,000 committed employees, we’re never far away.