Personal Accounts

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Looking for a great digital banking experience? Check out our account options below.

Rewards Checking

Want full service checking with great rewards?

Do more with Premium, Value or Access Rewards Checking.

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Clear Account

Need an account with superior simplicity? 

Enjoy easy, modern online banking with a Clear Account. 

  • No overdrafts
  • No paper checks
  • No monthly fees with active Direct or Mobile Deposit*
  • No minimum balance
  • Free budgeting tools

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If you've experienced financial hardship and don't qualify for any of the above accounts, check out our Encore Account

Show your school spirit with our exclusive mascot cards!

Every UW Credit Union checking account—from Clear to Rewards accounts—is available for college students with a free mascot debit card!

Debit cards available exclusively at UW Credit Union - including UW mascot cards and Forward Madison.

Ask About the Campus Package

Bundle your checking account with other qualifying services to ditch fees and cover all your banking needs. Choose from:

To take advantage, just select "Campus Package" when you open your account online or schedule an appointment to talk to a friendly member of our team.

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Need an account for your high schooler?

Our Launch Account is built specifically for teens (age 14-17): everything they need in a simple checking account with no overdrafts, minimum balance or monthly fees.

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Get in Touch

Have questions about services, options or where to start? Our local experts are here for you — and they're always ready to help.

Here for Every You, Everywhere

When you join UW Credit Union, you’re joining a member-owned, not-for-profit institution dedicated to serving its 300,000+ members and their communities.

Once you become a member, you’re a member for life—no matter where it takes you. And with 24/7 online banking via Web Branch, our best-in-class mobile app and nearly 1,000 committed employees, we’re never far away.