Clear Account

Open Account


Simple, Modern Checking

Our Clear Account is a simple, paperless checking option for those who just want online banking that does what it’s supposed to—no hassles, just the essentials.

  • Waive your monthly fees. If you set up Direct Deposit, make one mobile deposit every four months*, or are under 18 years of age, we’ll waive monthly fees. Otherwise, pay a low $5 per month.
  • No overdrafts. Worried about dipping into money you don’t have? Don’t be—if there aren’t sufficient funds in the account, the transaction will be denied.
  • No ATM fees. Withdraw your money at over 5,000 ATMs nationwide through the Alliance One network.
  • No paper checks. Make payments the modern way with your free debit card’s contactless payment tech, your mobile wallet or the Web Pay feature in Web Branch.
  • No minimum balance. Keep as much or as little money in your account as you’d like without fear of fees. Our Clear Account provides a simple, paperless option for those who want a debit account without any extra hassle.

Open Account

Have questions or need help? We're always here to help you find the right checking account.  

Schedule an Appointment 


Explore Features

Plus, every UW Credit Union checking account includes: 

Looking for an account with more benefits, discounts and rewards?

Check out our Rewards Checking accounts.


Exclusive Debit Cards

Get a free chip-enabled debit card with tap-to-pay technology and choose from a wide variety of exclusive card designs. 

>> Explore our Cards

Show your pride every time you pay with the UW Credit Union Rainbow card.

Are you a student? Start with Clear!

Every UW Credit Union personal checking account is available for students, and a Clear Account is the perfect place to start. When you join, you become a member for life—no matter where it takes you after graduation!

Plus, you can upgrade to a Rewards Account with better benefits and more money-saving perks at any time with just a couple clicks or taps in Web Branch or our mobile app.


UWCU Clear Account Receives National Certification by Banking Advocates

Safe, Affordable & Convenient

The Clear Account has been honored as a Certified Safe Account by the Cities for Financial Empowerment Fund. Its built-in safety features, low cost and high functionality promote inclusive and equitable banking for all.  >> Learn More