Encore Account Encore Account

Need a fresh start? The Encore Account offers an easier path to rebuilding your finances and meeting your money goals.

• Low $5 monthly fee. With Direct Deposit or one mobile deposit every four months, your monthly fees stay low. Otherwise, pay $10 per month.
• No overdrafts. Your account will never go negative and you’ll never be charged a fee for insufficient funds.
• No minimum balances. Don’t worry about having to keep a set amount of cash in your account.
• 24/7 online and mobile account access. You’ll get the same Web Branch and UWCU mobile app experience that our Clear and Rewards account members get.
• No paper checks. Instead, pay bills online with our easy-to-use Web Pay feature.
• Free debit card. Choose from a wide variety of exclusive card designs.

Here’s the best part: after one year of successfully managing your Encore Account, you can upgrade to more flexibility with a Rewards Checking or Clear Account.

How Do I Open an Encore Account?

If you’re interested in Encore, first apply for one of our other accounts. If Encore is a better fit, we’ll direct you to it during the application process.

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