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Rewards Checking

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Get Rewarded for Your Everyday Banking

Enjoy full-service checking with a range of optional benefits and discounts. Choose from three tiers of rewards:

Premium Rewards Checking
Premium includes a range of money-saving benefits such as auto rate discounts, a credit card rewards bump, rate increase on certificates and more.
Value Rewards Checking
In addition to our base perks, Value also offers a rate discount on auto loans.
Access Rewards Checking
Access is our basic option, providing all of our standard account features.

Check out the chart to compare the three tiers of rewards accounts to get the benefits you want.

Exclusive Debit Cards

Get a free chip-enabled debit card with tap-to-pay technology and choose from a wide variety of exclusive card designs.
>> Explore our Cards

Memorial Union Terrace Chairs exclusive UW Credit Union Debit Card design

Access Rewards Checking	Value Rewards Checking	Premium Rewards Checking
Overdraft Protection*

Monthly Fee
$0 When you use 4 of these services	$0 When you use 5 of these services	$0 When you use 7 of these services
Minimum Opening Deposit
$0	$0	$0
0.25% Auto Loan Discount¹

Earns Interest²

Boosted Credit Card Rewards
No	No	Unlimited 2% back with a Visa Signature Rewards Credit Card
Other Benefits
		$250 mortgage closing cost credit Higher certificate rates³ Free cashier’s checks Free money orders Free box of checks per year

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Get Student Checking with Major Perks

Every single UW Credit Union checking account, including each of our Rewards accounts, is available to students! You’ll get the same great benefits that every other Rewards accountholder enjoys. Plus, when you become a member, you’re a member for life—no matter where you’re headed next. Looking for a simple, paperless account? Check out our Clear Account. You can always switch your account types as your life changes!