Qualifying Services
We never want our members to pay monthly fees—and by adding more free value-adding features to your membership, you can say goodbye to fees forever.
With any Rewards checking account, you can avoid those monthly fees by adding Qualifying Services.
Easy Add-ons
Many of our most popular accounts and features are Qualifying Services:
- Savings Account
- Checking Account
- Paperless Statements
- Debit Card (used at least once every 4 months)
- Direct or Mobile Deposit (used at least once every 4 months, at least $200 in a month)
Get More Value, Fewer Fees
Most of our savings and lending products are Qualifying Services, too:
- Credit Card (use at least once every 4 months)
- Vehicle Loan
- Reserve Line of Credit or Personal Loan
- Home Loan
- Home Equity Line or Loan (min. balance $500)
- Student Loan
- Investments
- Long-Term Asset
- Money Market (min. balance $2,500)
- Certificate
- IRA (min. balance $500)
- College Fund (min. balance $500)
Compare Accounts
Find your best account and avoid monthly fees:
Clear Account
No fee with active Direct or Mobile Deposit.
Access Rewards Checking
No fee with 4 services.
Value Rewards Checking
No fee with 5 services.
Premium Rewards Checking
No fee with 7 services.
Open your account online. Switch account types again anytime.
Why Qualifying Services?
We are a member-owned, not-for-profit financial cooperative. The more you use our products and services, the more we can give back to you in the form of great rates and fewer fees.
We offer a range of optional Qualifying Services to support your financial health, keep our credit union strong, and help you avoid fees.