Homebuying Made Simple
For many first-time homebuyers, the path to homeownership can be exciting and stressful at the same time. But when you work with UW Credit Union, you’ll have an expert partner dedicated to helping you navigate the homebuying process, no matter what stage of it you’re in. Explore below based on where you are in your homebuying journey.
Best Ways to Get Started
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1Know How Much You Can Afford
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2Research Loan Options
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3Get Preapproved
Ready Now
- Are familiar with the process and need to understand how much I can afford
- Have a basic understanding of loan options, but want more specific info
- Are actively looking for available homes
Calculate Your Payments
Use this helpful calculator to estimate what your monthly payment could be based on the purchase price and your down payment.>> Monthly Payment Calculator
5-MIN READ: Learn about key factors that determine affordability and budgeting tips. Read Now
Explore Loan Options
Explore our variety of home loan options and find the best fit for you. Customizable solutions are also available.
>> Compare Loans
HELPFUL TIP: Connect with a friendly mortgage loan officer directly or get in touch with us.
Get Preapproved
Complete your FREE preapproval in as little as 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. >> Get Preapproved
HELPFUL TIP: Make completing your preapproval easier, by having this info ready. Read Now
The Lowest Closing Costs + More Discounts
Don’t bother shopping around for the lowest closing costs. They’re right here.
Plus, take up to $1,250 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**
Just Starting Out
- Are not sure where to start or how the process works
- Are starting to think about homeownership
- Are a few months or years from homeownership but want to make sure prepared
Attend a Seminar
Attend our FREE, no-obligation educational seminar to learn from our homebuying experts and get answers to all your questions. >> Register Here
5-MIN READ: Learn about key factors that determine affordability and get budgeting tips. Read Now
Understand the Process
Know what to expect from our streamlined application process and friendly service from experienced mortgage experts.
>> Learn More
3-MIN READ: Know the process, where you're going and how you'll to get there. Read Now
Explore Our Guide
Do you know why your credit score matters when buying a home or what to expect during the closing process (and what fees there might be?) It's all right here.>> Get the Guide
HELPFUL TIP: Explore the Mortgage Resource Center for more helpful tips & tools.
Get in Touch
We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.
Phone Number
Already started an application? Pick up where you left off.
ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications.