Maximize Your Home’s Value
Apply NowGet More Flexibility with a Refinance
Your mortgage is your key to more financial flexibility. When you refinance, you can:
Get Cash Out
Use some of your hard-earned equity to fund your next project, pay for surprise bills or just about anything else.
5-MIN READ: Calculate how much equity you have in your home to see how much you could cash out. Read Now
Choose a New Term
Shorten your term to pay less for your home overall, or choose a longer term to shrink your monthly payments.
HELPFUL TIP: Use our Break Even Calculator to see how quickly you could recoup your low refinance costs. Go to Calculator
Consolidate and Save
Squash high-interest debt and roll it into a new, more affordable home loan. Let us crunch the numbers for you.
2-MIN READ: Learn how consolidating debt through refinancing works and why it's so popular. Read Now
The Lowest Closing Costs + More Discounts
Don’t bother shopping around for the lowest closing costs. They’re right here.
Plus, take up to $750 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**
Find Your Best Option
Traditional Refi
Classic refinancing for loans up to $766,550, plus FHA and VA refinances. Learn More
Get in Touch
We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.
Phone Number
Already started an application? Pick up where you left off.
ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications.