Compare Loans & Lines of Credit
Learn more about our personal lending options to find the right solution for your financing needs.
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Personal Loan |
Reserve Line of Credit |
Paycheck Advance |
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At a Glance |
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A lump sum of money that requires no collateral and can be used for a variety of needs. |
Line of credit that can be connected to your checking to provide Overdraft Protection. |
Line of credit that does not require a credit check and cannot be used for Overdraft Protection. |
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Best if... |
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You need a loan and want fixed monthly payments for a set length of time. |
You want easy access to cash and/or you want to prevent your checking account from being overdrawn. |
You want to build or rebuild your credit, or you need emergency cash. |
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Minimum Loan Amount |
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$500 |
$500 |
$500 |
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Prepayment Penalties |
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$0 |
$0 |
$0 |
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Get Started |
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Application Process
Applying for a personal loan or reserve line of credit is easy and takes just a few minutes.
- Specify how much money you want to borrow.
- Answer a few quick questions about yourself.
- Get an answer, usually within one business day.
That's it! Upon approval, personal loan funds are automatically transferred into your account. Reserve lines of credit are available for use usually within one business day.
There is no application process for Paycheck Advance*. If you qualify for this product, it will automatically be available to you in Web Branch under the Products & Offers tab.
Payment Protection
If your family would struggle to make loan payments in the event of a death or disability, consider adding Payment Protection to your loan. Contact us to help you decide what’s best for your situation.