Current Rates
Thu Nov 7, 2024 1:37 AM
Certificate Rates1
Open Account
Rate Bump Certificate
$5,000 Minimum
24 Months
3.44%Rate
3.50%APY*
No Penalty Certificate6
$5,000 Minimum
9 Months
3.44%Rate
3.50%APY*
Special Certificates
$5,000 Minimum
14 Months
3.68%Rate
3.75%APY*
7 Months
3.92%Rate
4.00%APY*
Regular Certificates
$500 Minimum
60 Months
3.20%Rate
3.25%APY*
48 Months
3.20%Rate
3.25%APY*
36 Months
3.20%Rate
3.25%APY*
30 Months
3.20%Rate
3.25%APY*
24 Months
3.20%Rate
3.25%APY*
18 Months
3.20%Rate
3.25%APY*
12 Months
3.20%Rate
3.25%APY*
9 Months
2.91%Rate
2.95%APY*
6 Months
2.42%Rate
2.45%APY*
3 Months
2.18%Rate
2.20%APY*
Smart Saver Certificates2
$250 Minimum
Smart Saver Plus Certificates
$250 Minimum
12 Months
0.92%Rate
0.92%Rate
Individual Retirement Account (IRAs) Rates
Contact Us to Apply
IRA Certificate Specials
$5,000 Minimum
7 Months
3.92%Rate
4.00%APY*
15 Months
3.68%Rate
3.75%APY*
IRA Certificates
$500 Minimum
60 Months
3.20%Rate
3.25%APY*
48 Months
3.20%Rate
3.25%APY*
36 Months
3.20%Rate
3.25%APY*
30 Months
3.20%Rate
3.25%APY*
24 Months
3.20%Rate
3.25%APY*
18 Months
3.20%Rate
3.25%APY*
12 Months
3.20%Rate
3.25%APY*
9 Months
2.91%Rate
2.95%APY*
6 Months
2.42%Rate
2.45%APY*
3 Months
2.18%Rate
2.20%APY*
IRA Savings4
$5.00 Minimum Balance
0.13%Rate
0.13%APY*
Money Market Accounts
Open an Account
Investor's Indexed
Money Market Account3,4
Money Market Account3,4
$10,000 Minimum to Open
$250,000+ Balance
3.37%Rate
3.43%APY*
$100,000 - $249,999
3.28%Rate
3.33%APY*
$50,000 - $99,999
3.18%Rate
3.23%APY*
$10,000 - $49,999
3.08%Rate
3.13%APY*
Investor's Advantage
Money Market Account4
Money Market Account4
$100 Minimum to Open
$50,000+ Balance
0.60%Rate**
0.60%APY*
$25,000 - $49,999
0.50%Rate**
0.50%APY*
$10,000 - $24,999
0.35%Rate**
0.35%APY*
$7,500 - $9,999
0.25%Rate**
0.25%APY*
$2,500 - $7,499
0.15%Rate**
0.15%APY*
$0 - $2,499
0.07%Rate**
0.07%APY*
Savings & Checking4
Open an Account
Savings
Personal, Youth, Business, Organization
$5 Minimum to Open
0.03%Rate**
0.03%APY*
College Fund
$100 Minimum to Open
0.13%Rate**
0.13%APY*
Checking5
Premium, Business, Trust & Estate
$50 Minimum to Open
0.01%Rate**
0.01%APY*