High-Yield Savings

Money Market Accounts

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Get a high-yield on your savings

Ideal for people who want to keep a larger amount of money in savings, who want their money liquid and want to maximize accrued interest through a high-yield savings account. They have the same security benefits as a standard UW Credit Union savings account, along with the ease and convenience of Web Branch - giving you access 24/7.

Tiered rates

Interest earned rises as the balance increases. 

  • Returns increase as you gain a higher balance in your account
  • Dividends compound daily and are paid monthly so you don't have to wait to receive a higher return

Unlimited transfers

No limits on deposits or withdrawals. 

  • Move funds to and from UW Credit Union accounts with no penalties
  • Be secure knowing your funds are backed by FDIC and NCUA up to $250,000

Easy access

Don't wait for funds to mature.

  • Access to free checks for convenient use of your account
  • Use Web Branch to manage your account, transfer funds safely and monitor account balance

Investor’s Indexed Money Market1,2

Highest return with larger deposit requirements.

If you maintain a larger balance in savings, the Investor’s Indexed Money Market is a high-yield savings option with highly competitive rates, easy access and flexibility.

At a glance:

  • No monthly fee when minimum balance of $10,000 is maintained
  • Minimum opening deposit of $10,000
  • Account access for deposits, transfers and withdrawals

Open Account View Rates

Earn 3.58%APY*

With minimum balance of $250,000

Earn 3.28%APY*

With minimum balance of $10,000

Investor’s Advantage Money Market

Smaller deposit requirements with a bigger return over a savings account.

If you have a smaller balance but still want to earn a higher dividend rate by taking advantage of a high-yield savings account, the Investor’s Advantage Money Market is for you.

At a glance:

  • No monthly fee or minimum balance required to earn dividends
  • Minimum opening deposit of $100
  • Account access for deposits, transfers and withdrawals

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Additional resources

Compare Savings options

Depending on your situation, another one of our savings products may be a better fit for your financial goals.

Compare Money Market Accounts to:

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Calculators

Explore our free calculators to help you feel confident you are reaching your savings goals.

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Open a Money Market Account

Getting Started Is Easy

  • 1Log in to Web Branch.
    If you're not a member yet, join today.
  • 2Choose the account you want to open.
    Most accounts can be opened online in just a few minutes.
  • 3Transfer money into your new account.
    Consider setting up recurring transfers to grow your savings automatically.

Open Account View Rates

Not yet a member? Establish your membership by opening a savings account online. After you've joined, you can easily open your Money Market anytime via online and mobile banking.

Two hands tending to an young plant in a garden.

Keeping your money secure

You trust us with your funds because we prioritize security. In addition to our account features and web branch access, get leading-edge security features: 

Account Notifications

Instant alerts to find out when your balance changes, see large transactions as they happen, view new statements, and more. 

VerifyU

This added layer of online security in Web Branch through authenticator apps makes it substantially more difficult for a cyber thief to gain access to your accounts.

Web Branch Account Locking

Protect your private information from random password guessing.

Get in Touch

Have questions about services, options or where to start? Our local experts are here for you — and they're always ready to help.

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