The Funds You Need for Higher Learning
We understand the importance and value of higher education – it’s in our name! Whether you need to fill the gap between government financial aid and the cost of college, are looking to support your student with a family loan, have your eye on grad school, or want to lower existing monthly payments, we’re here for you.
No matter your situation, we offer a range of private student loan options to help students get the most out of the college experience.
Private Student Loans
Pay for school with an undergraduate or graduate loan without taking on more debt than necessary, whether you’re a student or the family of a student.
Student Loan Refinancing
Whether you're looking to consolidate loans, pay off your debt faster or reduce your monthly payments, take control of your debt with our refinance options.
Learn MoreAid Built With You in Mind
Affording higher education starts with affordable loans and knowledgeable support. Wisconsin families and universities have trusted UW Credit Union for more than 90 years with their student loans. Our loans are built with you in mind.
- Great, low rates – Plus, get a 0.25% discount in repayment when you enroll in automatic payments.1
- No hidden fees – This includes no annual fees or prepayment penalties.
- Easy online application – Apply from home and start the loan process instantly.
- Local experts – We’ll help you navigate the complexities of public and private financing.
Individualized Support
Educational Lending Specialists are available to go over your student loan options when you're ready, in a way you can understand.
Our 1:1 consulting approach is unique to UW Credit Union and ensures you’re making the right decision for you. We take the time, so you can enjoy your higher education experience with less financial stress.
Frequently Asked Questions2
Get in Touch
Understanding your loan shouldn't feel like studying for a thermodynamics final. That's why our local experts help simplify your options, so you can focus your studies on the future.
Phone Number
(800) 533-6773- ext. 2950
Already started an application? Pick up where you left off.
Need to cosign a loan? Apply now.
Member Testimonials
“I don’t even know where to begin to express my gratitude for the tremendous ease and handling of refinancing my student loans. The first phone call was extremely awkward (1000% on me). I was under the impression that this refinance opportunity was just a scam or another phishing email trying to get my info. However, the associate put up with my distrust, making the process smooth, transparent, and highly responsive to all my concerns. They had an answer for everything and would respond back within reasonable times. I will recommend UW for refinancing ease and handling.” – Andrew M.
“Thank you so very much for your help! It is superstar employees like you that remind us why we bank at UWCU. You have been competent, helpful, patient, and encouraging when our family needed exactly that.” – Richard S.
“There is an Educational Lending Specialist on your team that is a very competent, caring and good-hearted individual. This specialist treated us with dignity and took the time to listen to us and address our concerns. They were very helpful, knowledgeable, and provided superb customer service. I believe that they should be recognized by your organization as a “Class A Lending Specialist”. They are the best!” – Marshall M. and Jo Ann G-M.
“I appreciate all of your time & attention with refinancing my student loans. This is exactly why I’ve boasted about the great customer service at UW Credit Union and am so grateful for all you guys do.” - Elise